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What if you could ditch the guilt-driven budgets and pay off debt 70% faster?
Check out the Debt Freedom System. It's a step-by-step personalized plan to pay off debt without paying more than the minimums you paid last month.
The Debt Freedom System Will Help You Pay Off Debt Up To 70% Faster
Enter just four numbers into a beginner-friendly spreadsheet and a custom payoff plan is created, in minutes, that cuts years off your payoff timeline without confusing apps, shame, or needing more "willpower."
Join 47,000+ women taking control of their finances and overcoming debt.
One-time charge. No recurring fees.
Future updates & support included for free.
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The Debt Freedom System is Your Easy Button to Financial Freedom.
It's a step-by-step debt payoff system to help you get out of debt quicker, without selling everything you own (or eating beans & rice).
One-time charge. No recurring fees.
Future updates & support included for free.
Imagine... itโs early December, and youโre on the couch flipping through holiday gift guides... again... wondering how youโll afford everything on your list.
Your credit cards are already maxed out from recent emergencies: new shoes for growing kids, a $750 car repair, and an HVAC service call that emptied your cushion.
You should be feeling festive, but instead you feel behind before the season even begins.
At night, you lie awake watching the ceiling fan spin, heart racing.
What if your husband loses his job and the bills go to collections?
What if this all comes crashing down, and your family loses the home youโve worked so hard for?
You promised your kids soccer sign-ups and weekend gymnastics, and you know how vital date nights are to keep your marriage strong, but every extra dollar feels like a gamble.
Then you entered your numbers into the Debt Freedom System.
What you expected to take a decade to pay off suddenly looked like two years... and thatโs without adding a single extra dollar each month.
You realized you donโt have to sacrifice Christmas morning or skip that beach trip just to dig out of debt.
You can live your life, AND get free.
All because of the Debt Freedom System.
Reg. Price $215
Sale Price $27
That's 87% off!
One-time charge. No recurring fees.
Future updates & support included for free.
The Old Methods Leave You Stuck
I bet youโve followed every โexpertโ playbook... debt snowball, avalanche, the balance-transfer game... yet you still feel like youโre filling the bathtub with the drain still open.
Youโre doing all the right things, but the numbers never budge.
โWeโre barely treading water.โ
You log into your accounts, shuffle payments, chase down due dates, and every month itโs the same story.
You ask yourself, โWhy isnโt this working when Iโm doing everything right?โ
The Guilt Tax:
Youโre right there at the playground, but your mind is running numbers. You skip soccer sign-ups, say no to ice cream cones, and miss birthday parties because money stress has you frozen in place.
It wasnโt overspending that got you here... it was life.
And now youโre stuck punishing yourself for surviving.
(You've Got Mental Clutter Overload.)
You've used seven apps.
Juggling six credit cards.
Different due dates, interest rates, minimums.
You track it all on Post-its, in spreadsheets, in your head... yet you still wake up in a cold sweat, wondering if you missed a payment.
Itโs not just about dollars, itโs about dignity.
Youโre exhausted, overwhelmed, and terrified that your โjust one more crisisโ life will become your childrenโs legacy.
U.S. families pay an average $430/month in interest alone.
They spend 12+ hours a month tinkering with budgets, and 84% of moms feel stressed when they open a credit-card bill.
Why Nothing Else Works
All of these methods were built for ideal scenarios: two incomes, extra cash to throw at problems, crystal-clear budgets and endless hours to fiddle with spreadsheets.
But thatโs not your real life.
You need a system designed for one-income families, unexpected expenses, and busy days that donโt wait for you to catch up.
You've done everything right... budgeting, making your payments on time, trying to cut back... and yet, the debt never seems to budge.
You're not lazy.
You're exhausted.
And no spreadsheet or debt snowball has been able to fix it, because they were never designed for your real life.
Meet The Debt Freedom System:
... built on our proprietary Fixed-Payment Formula that works for your real life, not against it.
Instead of chasing extra dollars you donโt have, this system restructures the payments youโre already making so your balances shrink twice as fast, without touching your monthly budget.
Hereโs how it gives you back control:
With just 4 numbers, you add the payment, interest rate, balance and limit into one fill-in-the-blank spreadsheet (no more Post-its or apps).
Instantly, you get your Debt Freedom Date. (Usually years earlier than you thought.)
Lock in your fixed payment and the formula distributes those exact (minimum payment) dollars across all your debts, smoothing out spikes and maximizing principal pay-down.
So you get out of debt 70% faster (without paying more each month).
Watch Balances Fall, Automatically once your payments are aligned, your balances start dropping, creating momentum that snowballs into real progress.
Breathe Easy with Built-In Checkpoints like video walkthroughs and a 50-page guide that shows you exactly when, and why, your debt is moving, so you celebrate every small win.
You simply let the Fixed-Payment Formula do the heavy lifting while you live your life... saving up for holidays, date nights, or that long-overdue getaway.
Reg. Price $215
Sale Price $27
That's 87% off!
One-time charge. No recurring fees.
Future updates & support included for free.
Dont' just take my word for it. The Debt Freedom System has been trusted by more than 47,000 families like yours:
Paying Off Debt Does NOT Have To Be Stressful & Restrictive.
What if there was a simple way to figure out what debt bill to pay first so that you'd get them ALL paid off quicker so you can finally start living and go on vacation more often?
I have developed a system that takes away...
The need to manually calculate all your debt, or wondering which debt to pay off first, and the struggle to get your bills paid each month and make extra payments.
It literally and truly teaches you how to pay off ALL your debt (including your mortgage) in WAY less time, without having to sell anything.
Reg. Price $215
Sale Price $27
That's 87% off!
One-time charge. No recurring fees.
Future updates & support included for free.
Made by a Busy Mom for Busy Moms Like You!
Iโm Kati, an accountant-turned-Debt Freedom Coach who knows exactly what itโs like to juggle bills, kids, and surprise expenses... all on one income.
I built the Debt Freedom System to cut through the noise and give you a clear, step-by-step path to real progress.
Iโm obsessed with simplicity and efficiency. Since 2010 Iโve helped families save thousands by breaking down complex money strategies into fill-in-the-blank steps that anyone can follow.
I shared those techniques on two Fox TV segments every Sunday for six years, and my methods have been featured in The Huffington Post, Yahoo Finance, The Washington Post, Clarke Howard, and top TV and radio shows.
Teaching is my passion. Iโve led over 600 live workshops (one with more than 1,200 attendees) guiding busy women through the exact same formula I used to pay off $60,000 of debt in just three years.
If you can find the time to click a button, you can reclaim control of your finances without giving up the life you love.
You deserve to have a successful financial life with less stress and an actual lifestyle that includes living.
Never again question how to stay out of debt in the future.
THIS IS WHAT'S INCLUDED IN THIS LIFE-CHANGING SYSTEM...
My EXACT formula to calculate the fastest way to pay off debt (done for you automatically using just 4 numbers) so that you'll know exactly when you're gonna be out of debt.
An easy way to create a pay off plan you can live with so that you can go on vacation even when you're paying off debt.
A plan that allows you to never feel deprived or desperate for income so that you'll be able to have fun with your kids, without using a credit card and not knowing how to pay for it later.
A way to incentivize your debt payment plan so that you actually have more breathing room each month.
Editable electronic spreadsheets accessible from your phone, tablet, or computer so you can see what's impact an extra payment will make on your debt this month (or after you get that tax refund).
This is the most comprehensive, yet simple, debt payoff system.
Reg. Price $215
Sale Price $27
That's 87% off!
One-time charge. No recurring fees.
Future updates & support included for free.
Frequently Asked Questions
Why is this so cheap? Is this a scam?
I know this program sounds too good to be true. And to be totally transparent with you: I hope that it IS too good to be true. I want it to be an INSANE value to you so that after you dig in, gain some traction, feel the hope of your situation, and see that you can LIVE while you're paying off debt so that you'll come back and buy some of my other products that'll help you with other areas of your finances. ๐ Ultimately, I have priced this the cheapest amount possible to pay for more ads to reach the most people so that everyone can conquer debt in less time than they thought was possible.
Is everything in a PDF format? Do I need to have Excel in order to use this program? How exactly does it work?
The ebook/guide with the explanation of my system and the instructions are in a PDF format. You will need a (free) gmail email address to be able to copy the spreadsheet file so you can add it to your own "Google Drive" (which is also free). In other words, you will not need to buy any other computer programs to access (and use) this system. And the file takes up such little space you won't get charged to store it via Google (so there are no recurring charges).
If I buy the program today will I get any future updates?
Yep! And believe it or not... you'll get future updates forever! Products always improve with time and that means the price goes up. When you buy it now, you get it for a steal AND you'll get the newest version of the product later: Happy Dance Time!
Is this a one time fee or are there any additional recurring fees?
I know that this program sounds so good that it can't possibly only cost $27 one time... But it IS true. There are no recurring charges and you will only be charged $27 once.
When do I get access to the files?
You will be able to download the file immediately after you checkout and everything will also be emailed to you so that you have a backup record and you can get access later. If you do not get an email within 10 minutes, please email Kati@TrueMoneySaver.com and we'll see what happened and make sure you get access right away.
What if I decide this isn't for me?
No one has time to mess around with something that doesn't do what it says it will. If you're not satisfied please reach out within 30 days and we'll issue you a refund. I believe in this product so much that I have faith you won't need a guarantee, but it's here if you're not happy with your purchase.
Reg. Price $215
Sale Price $27
That's 87% off!
One-time charge. No recurring fees.
Future updates & support included for free.
